Verify

POST /v1/gateways/<gateway_token>/verify.<format> HTTPS/1.1
Host: core.spreedly.com
Authorization: Basic QWxhZGRpbjpvcGVuIHNlc2FtZQ==
Content-Type: application/<format>

{
  "transaction": {
    "payment_method_token": "56wyNnSmuA6CWYP7w0MiYCVIbW6",
    "retain_on_success": true
  }
}

<transaction>
  <payment_method_token>56wyNnSmuA6CWYP7w0MiYCVIbW6</payment_method_token>
  <retain_on_success>true</retain_on_success>
</transaction>

HTTPS/1.1 200 OK

{
  "transaction": {
    "on_test_gateway": true,
    "created_at": "2018-11-07T15:10:26Z",
    "updated_at": "2018-11-07T15:10:26Z",
    "succeeded": true,
    "state": "succeeded",
    "token": "7H6kWRX0jxtaniT4em8ZfRMfcjR",
    "transaction_type": "Verification",
    "order_id": null,
    "ip": null,
    "sub_merchant_key": null,
    "description": null,
    "email": null,
    "merchant_name_descriptor": null,
    "merchant_location_descriptor": null,
    "gateway_specific_fields": null,
    "gateway_specific_response_fields": {
    },
    "gateway_transaction_id": "59",
    "gateway_latency_ms": 20,
    "currency_code": null,
    "retain_on_success": true,
    "payment_method_added": false,
    "message_key": "messages.transaction_succeeded",
    "message": "Succeeded!",
    "gateway_token": "T11bJAANtTWnxl36GYjKWvbNK0g",
    "gateway_type": "test",
    "response": {
      "success": true,
      "message": "Successful verify",
      "avs_code": null,
      "avs_message": null,
      "cvv_code": null,
      "cvv_message": null,
      "pending": false,
      "result_unknown": false,
      "error_code": null,
      "error_detail": null,
      "cancelled": false,
      "fraud_review": null,
      "created_at": "2018-11-07T15:10:26Z",
      "updated_at": "2018-11-07T15:10:26Z"
    },
    "shipping_address": {
      "name": "Newfirst Newlast",
      "address1": null,
      "address2": null,
      "city": null,
      "state": null,
      "zip": null,
      "country": null,
      "phone_number": null
    },
    "payment_method": {
      "token": "1rpKvP8zOUhj4Y9EDrIoIYQzzD5",
      "created_at": "2017-06-26T17:04:38Z",
      "updated_at": "2018-11-07T15:10:26Z",
      "email": "joey@example.com",
      "data": {
        "my_payment_method_identifier": "448",
        "extra_stuff": {
          "some_other_things": "Can be anything really"
        }
      },
      "storage_state": "retained",
      "test": true,
      "metadata": {
        "key": "string value",
        "another_key": 123,
        "final_key": true
      },
      "last_four_digits": "1111",
      "first_six_digits": "411111",
      "card_type": "visa",
      "first_name": "Newfirst",
      "last_name": "Newlast",
      "month": 3,
      "year": 2032,
      "address1": null,
      "address2": null,
      "city": null,
      "state": null,
      "zip": null,
      "country": null,
      "phone_number": null,
      "company": null,
      "full_name": "Newfirst Newlast",
      "eligible_for_card_updater": null,
      "shipping_address1": null,
      "shipping_address2": null,
      "shipping_city": null,
      "shipping_state": null,
      "shipping_zip": null,
      "shipping_country": null,
      "shipping_phone_number": null,
      "payment_method_type": "credit_card",
      "bin_metadata": {
        "card_brand": "DISCOVER",
        "card_category": "PERSONAL",
        "card_type": "CREDIT",
        "issuing_bank": "DISCOVER BANK",
        "issuing_country_iso_number": "840",
        "issuing_country_iso_a2_code": "US",
        "issuing_country_iso_a3_code": "USA",
        "issuing_country_iso_name": "UNITED STATES",
        "issuing_bank_phone_number": "1 (800) 347-7000",
        "issuing_bank_website": "HTTPS://WWW.DISCOVER.COM/",
        "bin_type": "PERSONAL",
        "regulated": "Y",
        "max_pan_length": 19,
        "message": "Successful"
      },
      "errors": [

      ],
      "fingerprint": "e3cef43464fc832f6e04f187df25af497994",
      "verification_value": "",
      "number": "XXXX-XXXX-XXXX-1111"
    }
  }
}

<transaction>
  <on_test_gateway type="boolean">true</on_test_gateway>
  <created_at type="dateTime">2018-11-07T15:10:25Z</created_at>
  <updated_at type="dateTime">2018-11-07T15:10:26Z</updated_at>
  <succeeded type="boolean">true</succeeded>
  <state>succeeded</state>
  <token>8I9G697eo64d3hOvix8wdgaj3ml</token>
  <transaction_type>Verification</transaction_type>
  <order_id nil="true"/>
  <ip nil="true"/>
  <sub_merchant_key nil="true">
  <description nil="true"/>
  <email nil="true"/>
  <merchant_name_descriptor nil="true"/>
  <merchant_location_descriptor nil="true"/>
  <gateway_specific_fields nil="true"/>
  <gateway_specific_response_fields>
  </gateway_specific_response_fields>
  <gateway_transaction_id>44</gateway_transaction_id>
  <gateway_latency_ms type="integer">24</gateway_latency_ms>
  <currency_code nil="true"/>
  <retain_on_success type="boolean">true</retain_on_success>
  <payment_method_added type="boolean">false</payment_method_added>
  <message key="messages.transaction_succeeded">Succeeded!</message>
  <gateway_token>T11bJAANtTWnxl36GYjKWvbNK0g</gateway_token>
  <gateway_type>test</gateway_type>
  <shipping_address>
    <name>Newfirst Newlast</name>
    <address1 nil="true"/>
    <address2 nil="true"/>
    <city nil="true"/>
    <state nil="true"/>
    <zip nil="true"/>
    <country nil="true"/>
    <phone_number nil="true"/>
  </shipping_address>
  <response>
    <success type="boolean">true</success>
    <message>Successful verify</message>
    <avs_code nil="true"/>
    <avs_message nil="true"/>
    <cvv_code nil="true"/>
    <cvv_message nil="true"/>
    <pending type="boolean">false</pending>
    <result_unknown type="boolean">false</result_unknown>
    <error_code nil="true"/>
    <error_detail nil="true"/>
    <cancelled type="boolean">false</cancelled>
    <fraud_review nil="true"/>
    <created_at type="dateTime">2018-11-07T15:10:26Z</created_at>
    <updated_at type="dateTime">2018-11-07T15:10:26Z</updated_at>
  </response>
  <payment_method>
    <token>1rpKvP8zOUhj4Y9EDrIoIYQzzD5</token>
    <created_at type="dateTime">2017-06-26T17:04:38Z</created_at>
    <updated_at type="dateTime">2018-11-07T15:10:01Z</updated_at>
    <email>joey@example.com</email>
    <data>
      <my_payment_method_identifier>448</my_payment_method_identifier>
      <extra_stuff>
        <some_other_things>Can be anything really</some_other_things>
      </extra_stuff>
    </data>
    <storage_state>retained</storage_state>
    <test type="boolean">true</test>
    <metadata>
      <key>string value</key>
      <another_key type="integer">123</another_key>
      <final_key type="boolean">true</final_key>
    </metadata>
    <last_four_digits>1111</last_four_digits>
    <first_six_digits>411111</first_six_digits>
    <card_type>visa</card_type>
    <first_name>Newfirst</first_name>
    <last_name>Newlast</last_name>
    <month type="integer">3</month>
    <year type="integer">2032</year>
    <address1 nil="true"/>
    <address2 nil="true"/>
    <city nil="true"/>
    <state nil="true"/>
    <zip nil="true"/>
    <country nil="true"/>
    <phone_number nil="true"/>
    <company nil="true"/>
    <full_name>Newfirst Newlast</full_name>
    <eligible_for_card_updater nil="true"/>
    <shipping_address1 nil="true"/>
    <shipping_address2 nil="true"/>
    <shipping_city nil="true"/>
    <shipping_state nil="true"/>
    <shipping_zip nil="true"/>
    <shipping_country nil="true"/>
    <shipping_phone_number nil="true"/>
    <payment_method_type>credit_card</payment_method_type>
    <bin_metadata>
      <card_brand>DISCOVER</card_brand>
      <card_category>PERSONAL</card_category>
      <card_type>CREDIT</card_type>
      <issuing_bank>DISCOVER BANK</issuing_bank>
      <issuing_country_iso_number>840</issuing_country_iso_number>
      <issuing_country_iso_a2_code>US</issuing_country_iso_a2_code>
      <issuing_country_iso_a3_code>USA</issuing_country_iso_a3_code>
      <issuing_country_iso_name>UNITED STATES</issuing_country_iso_name>
      <issuing_bank_phone_number>1 (800) 347-7000</issuing_bank_phone_number>
      <issuing_bank_website>HTTPS://WWW.DISCOVER.COM/</issuing_bank_website>
      <bin_type>PERSONAL</bin_type>
      <regulated>Y</regulated>
      <max_pan_length>19</max_pan_length>
      <message>Successful</message>
    </bin_metadata>
    <errors>
    </errors>
    <verification_value></verification_value>
    <number>XXXX-XXXX-XXXX-1111</number>
    <fingerprint>e3cef43464fc832f6e04f187df25af497994</fingerprint>
  </payment_method>
</transaction>

Determine if a credit card is chargeable card and available for purchases. The retain_on_success request parameter will automatically retain the card if it’s successfully verified.

Also used by Ebanx Gateway customers as part of the enrollment process for Mercado Pago recurring payments. To learn more about this visit Ebanx Gateway.

URL Parameters

Request Body

Response Body

Notable response elements include:

BIN metadata is available in the response if the card is enrolled in Advanced Vault. See BIN metadata for more information.