SumUp Gateway Guide

Services and Compatibility

Payment Gateway Company Name:

SumUp

Services that work with Spreedly:

SumUp

Supported operations:

Purchase, Refund, Void

Unsupported operations:

Authorize, Capture

Supported payment types:

Credit Card

Spreedly 3DS2 Global Supported

Gateway Specific 3DS2 Supported

Partially (only purchase)

Populate MIT GSF Support

Regions:

Europe, North America

API endpoint URL:

https://api.sumup.com/v0.1/

Authentication and Security

Specific names for credentials:: Access Token, Pay To Email

Onboarding Merchants in:

Don’t see your preferred region? Contact Us

Adding SumUp gateway

To add a SumUp gateway:


curl https://core.spreedly.com/v1/gateways.xml \
  -u 'C7cRfNJGODKh4Iu5Ox3PToKjniY:4UIuWybmdythfNGPqAqyQnYha6s451ri0fYAo4p3drZUi7q2Jf4b7HKg8etDtoKJ' \
  -H 'Content-Type: application/xml' \
  -d '<gateway>
        <gateway_type>sum_up</gateway_type>
        <access_token>Your access_token</access_token>
        <pay_to_email>Your pay_to_email</pay_to_email>
        <sandbox>true</sandbox>
      </gateway>'


<gateway>
  <token>PnEbhBhEofJX7r3PWuUMbxGxZiy</token>
  <gateway_type>sum_up</gateway_type>
  <name>SumUp</name>
  <description nil="true"/>
  <merchant_profile_key nil="true"/>
  <sub_merchant_key nil="true"/>
  <access_token>Your access_token</access_token>
  <characteristics>
    <supports_purchase type="boolean">true</supports_purchase>
    <supports_authorize type="boolean">false</supports_authorize>
    <supports_capture type="boolean">false</supports_capture>
    <supports_credit type="boolean">true</supports_credit>
    <supports_general_credit type="boolean">false</supports_general_credit>
    <supports_void type="boolean">true</supports_void>
    <supports_adjust type="boolean">false</supports_adjust>
    <supports_verify type="boolean">false</supports_verify>
    <supports_reference_purchase type="boolean">false</supports_reference_purchase>
    <supports_purchase_via_preauthorization type="boolean">false</supports_purchase_via_preauthorization>
    <supports_offsite_purchase type="boolean">false</supports_offsite_purchase>
    <supports_offsite_authorize type="boolean">false</supports_offsite_authorize>
    <supports_offsite_synchronous_purchase type="boolean">false</supports_offsite_synchronous_purchase>
    <supports_offsite_synchronous_authorize type="boolean">false</supports_offsite_synchronous_authorize>
    <supports_3dsecure_purchase type="boolean">false</supports_3dsecure_purchase>
    <supports_3dsecure_authorize type="boolean">false</supports_3dsecure_authorize>
    <supports_3dsecure_2_mpi_purchase type="boolean">false</supports_3dsecure_2_mpi_purchase>
    <supports_3dsecure_2_mpi_authorize type="boolean">false</supports_3dsecure_2_mpi_authorize>
    <supports_store type="boolean">false</supports_store>
    <supports_remove type="boolean">false</supports_remove>
    <supports_fraud_review type="boolean">false</supports_fraud_review>
    <supports_network_tokenization type="boolean">false</supports_network_tokenization>
    <supports_populate_mit_fields type="boolean">false</supports_populate_mit_fields>
    <supports_inquire_by_gateway_transaction_id type="boolean">false</supports_inquire_by_gateway_transaction_id>
    <supports_inquire_by_order_id type="boolean">false</supports_inquire_by_order_id>
    <supports_transaction_retry type="boolean">false</supports_transaction_retry>
    <supports_stored_stored_credentials type="boolean">false</supports_stored_stored_credentials>
  </characteristics>
  <credentials>
    <credential>
      <name>access_token</name>
      <value>Your access_token</value>
    </credential>
  </credentials>
  <gateway_settings>
  </gateway_settings>
  <gateway_specific_fields>
    <gateway_specific_field>checkout_id</gateway_specific_field>
  </gateway_specific_fields>
  <payment_methods>
    <payment_method>credit_card</payment_method>
  </payment_methods>
  <state>retained</state>
  <redacted type="boolean">false</redacted>
  <sandbox type="boolean">true</sandbox>
  <mode>default</mode>
  <created_at type="dateTime">2023-09-25T01:05:19Z</created_at>
  <updated_at type="dateTime">2023-09-25T01:05:19Z</updated_at>
</gateway>


env = Spreedly::Environment.new('C7cRfNJGODKh4Iu5Ox3PToKjniY', '4UIuWybmdythfNGPqAqyQnYha6s451ri0fYAo4p3drZUi7q2Jf4b7HKg8etDtoKJ', base_url: 'https://core.spreedly.com')
env.add_gateway(:sum_up, access_token: "Your access_token", pay_to_email: "Your pay_to_email", sandbox: true)


#<Spreedly::Gateway:0x00007f885b94a2b0
@token="WrMtjZmdOGN13e9ptEDmOgJi6k2",
@created_at="2023-09-25T01:05:19Z",
@updated_at="2023-09-25T01:05:19Z",
@gateway_type="sum_up",
@state="retained",
@name="SumUp",
@credentials={"access_token"=>"Your access_token", "pay_to_email"=>"Your pay_to_email"}>

Gateway specific fields

Spreedly supports the following gateway specific fields when transacting with a SumUp gateway:

checkout_id: SumUp checkout id generated after create a checkout.

For more information about each field go to SumUp Rest API exlporer

Gateway specific fields usage example:


curl https://core.spreedly.com/v1/gateways/LlkjmEk0xNkcWrNixXa1fvNoTP4/purchase.xml \
  -u 'C7cRfNJGODKh4Iu5Ox3PToKjniY:4UIuWybmdythfNGPqAqyQnYha6s451ri0fYAo4p3drZUi7q2Jf4b7HKg8etDtoKJ' \
  -H 'Content-Type: application/xml' \
  -d '<transaction>
        <billing_address>
          <zip>31331</zip>
          <state>NJ</state>
          <phone_number>919.331.3313</phone_number>
          <name>Francisca Torphy</name>
          <country>US</country>
          <city>Wanaque</city>
          <address2>Apartment 4</address2>
          <address1>33 Lane Road</address1>
        </billing_address>
        <email>johndoe@gmail.com</email>
        <credit_card>
            <first_name>Joe</first_name>
            <last_name>Smith</last_name>
            <number>4111111111111111</number>
            <verification_value>987</verification_value>
            <month>12</month>
            <year>2031</year>
        </credit_card>
        <amount>100</amount>
        <currency_code>USD</currency_code>
        <gateway_specific_fields>
            <sum_up>
              <checkout_id>Your checkout_id</checkout_id>
            </sum_up>
        </gateway_specific_fields>
    </transaction>'


<transaction>
  <on_test_gateway type="boolean">false</on_test_gateway>
  <created_at type="dateTime">2023-09-24T23:55:18Z</created_at>
  <updated_at type="dateTime">2023-09-24T23:55:19Z</updated_at>
  <succeeded type="boolean">false</succeeded>
  <state>gateway_processing_result_unknown</state>
  <token>KeuB0qg2njfKxUU7zfhcjpvw01o</token>
  <transaction_type>Purchase</transaction_type>
  <order_id nil="true"/>
  <ip nil="true"/>
  <description nil="true"/>
  <email nil="true"/>
  <merchant_name_descriptor nil="true"/>
  <merchant_location_descriptor nil="true"/>
  <merchant_profile_key nil="true"/>
  <gateway_specific_fields>
    <sum_up>
      <checkout_id type="integer">123</checkout_id>
    </sum_up>
  </gateway_specific_fields>
  <gateway_specific_response_fields>
  </gateway_specific_response_fields>
  <gateway_transaction_id nil="true"/>
  <sub_merchant_key nil="true"/>
  <gateway_latency_ms nil="true"/>
  <warning nil="true"/>
  <application_id nil="true"/>
  <amount type="integer">100</amount>
  <local_amount nil="true"/>
  <currency_code>USD</currency_code>
  <retain_on_success type="boolean">false</retain_on_success>
  <payment_method_added type="boolean">true</payment_method_added>
  <smart_routed type="boolean">false</smart_routed>
  <stored_credential_initiator nil="true"/>
  <stored_credential_reason_type nil="true"/>
  <stored_credential_alternate_gateway nil="true"/>
  <populate_mit_fields type="boolean">false</populate_mit_fields>
  <message>An unexpected error occurred.</message>
  <gateway_token>1ocqheUhq2bXTnBeyrIKX1HTdox</gateway_token>
  <gateway_type>sum_up</gateway_type>
  <shipping_address>
    <name>{{Woodrow}} {{Daugherty}}</name>
    <address1 nil="true"/>
    <address2 nil="true"/>
    <city nil="true"/>
    <state nil="true"/>
    <zip nil="true"/>
    <country nil="true"/>
    <phone_number nil="true"/>
  </shipping_address>
  <response>
    <success type="boolean">false</success>
    <message>An unexpected error occurred.</message>
    <avs_code nil="true"/>
    <avs_message nil="true"/>
    <cvv_code nil="true"/>
    <cvv_message nil="true"/>
    <pending type="boolean">false</pending>
    <result_unknown type="boolean">true</result_unknown>
    <error_code nil="true"/>
    <error_detail nil="true"/>
    <cancelled type="boolean">false</cancelled>
    <fraud_review type="boolean">false</fraud_review>
    <created_at type="dateTime">2023-09-24T23:55:19Z</created_at>
    <updated_at type="dateTime">2023-09-24T23:55:19Z</updated_at>
  </response>
  <api_urls>
</api_urls>
  <payment_method>
    <token>QhpNDJe3HM50uFfT37kq95ss586</token>
    <created_at type="dateTime">2023-09-24T23:55:18Z</created_at>
    <updated_at type="dateTime">2023-09-24T23:55:18Z</updated_at>
    <email nil="true"/>
    <data nil="true"/>
    <storage_state>cached</storage_state>
    <test type="boolean">true</test>
    <metadata nil="true"/>
    <callback_url nil="true"/>
    <last_four_digits>1111</last_four_digits>
    <first_six_digits>411111</first_six_digits>
    <card_type>visa</card_type>
    <first_name>{{Woodrow}}</first_name>
    <last_name>{{Daugherty}}</last_name>
    <month type="integer">12</month>
    <year type="integer">2029</year>
    <address1 nil="true"/>
    <address2 nil="true"/>
    <city nil="true"/>
    <state nil="true"/>
    <zip nil="true"/>
    <country nil="true"/>
    <phone_number nil="true"/>
    <company nil="true"/>
    <full_name>{{Woodrow}} {{Daugherty}}</full_name>
    <eligible_for_card_updater type="boolean">true</eligible_for_card_updater>
    <shipping_address1 nil="true"/>
    <shipping_address2 nil="true"/>
    <shipping_city nil="true"/>
    <shipping_state nil="true"/>
    <shipping_zip nil="true"/>
    <shipping_country nil="true"/>
    <shipping_phone_number nil="true"/>
    <issuer_identification_number>41111111</issuer_identification_number>
    <click_to_pay type="boolean">false</click_to_pay>
    <managed nil="true"/>
    <payment_method_type>credit_card</payment_method_type>
    <errors>
  </errors>
    <verification_value>XXX</verification_value>
    <number>XXXX-XXXX-XXXX-1111</number>
    <fingerprint nil="true"/>
  </payment_method>
  <attempt_3dsecure type="boolean">false</attempt_3dsecure>
</transaction>

Additional notes

In order to add a transaction to an existing checkout you can use checkout_id as a gateway specific field.
pay_to_email is the email address of the merchant to whom the payment is made.
access_token is the SumUp token listed in the API keys page