Moneris Gateway Guide

Services and Compatibility

Payment Gateway Company Name:

Moneris

Services that work with Spreedly:

Moneris

Supported operations:

Purchase, Authorize, Capture, Refund, Void, Verify

Supported payment types:

Credit Card, Apple Pay, Google Pay

Spreedly 3DS2 Global Supported

Yes

Gateway Specific 3DS2 Supported

Populate MIT GSF Support

Regions:

North America

API endpoint URL:

https://www3.moneris.com/gateway2/servlet/MpgRequest

Authentication and Security

Specific names for credentials:: Store ID, Api Token

Onboarding Merchants in:

Canada

Don’t see your preferred region? Contact Us

Additional Notes

Some merchant accounts require an additional parameter to send a CVV. See our Sending CVV section if this applies to your Moneris account.

Using Visa and Mastercard cards retained with Spreedly falls under Stored Credentials regulations.

Adding a Moneris gateway

To add a Moneris gateway:


curl https://core.spreedly.com/v1/gateways.xml \
  -u 'C7cRfNJGODKh4Iu5Ox3PToKjniY:4UIuWybmdythfNGPqAqyQnYha6s451ri0fYAo4p3drZUi7q2Jf4b7HKg8etDtoKJ' \
  -H 'Content-Type: application/xml' \
  -d '<gateway>
        <gateway_type>moneris</gateway_type>
        <store_id>MyStoreId</store_id>
        <api_token>MyApiToken</api_token>
      </gateway>'


<gateway>
  <token>3piqSh8nzBCYkjeim91QUVGrrJM</token>
  <gateway_type>moneris</gateway_type>
  <name>Moneris</name>
  <description nil="true"/>
  <merchant_profile_key nil="true"/>
  <sub_merchant_key nil="true"/>
  <store_id>MyStoreId</store_id>
  <characteristics>
    <supports_purchase type="boolean">true</supports_purchase>
    <supports_authorize type="boolean">true</supports_authorize>
    <supports_capture type="boolean">true</supports_capture>
    <supports_credit type="boolean">true</supports_credit>
    <supports_general_credit type="boolean">false</supports_general_credit>
    <supports_void type="boolean">true</supports_void>
    <supports_adjust type="boolean">false</supports_adjust>
    <supports_verify type="boolean">true</supports_verify>
    <supports_reference_purchase type="boolean">false</supports_reference_purchase>
    <supports_purchase_via_preauthorization type="boolean">false</supports_purchase_via_preauthorization>
    <supports_offsite_purchase type="boolean">false</supports_offsite_purchase>
    <supports_offsite_authorize type="boolean">false</supports_offsite_authorize>
    <supports_offsite_synchronous_purchase type="boolean">false</supports_offsite_synchronous_purchase>
    <supports_offsite_synchronous_authorize type="boolean">false</supports_offsite_synchronous_authorize>
    <supports_3dsecure_purchase type="boolean">false</supports_3dsecure_purchase>
    <supports_3dsecure_authorize type="boolean">false</supports_3dsecure_authorize>
    <supports_3dsecure_2_mpi_purchase type="boolean">true</supports_3dsecure_2_mpi_purchase>
    <supports_3dsecure_2_mpi_authorize type="boolean">true</supports_3dsecure_2_mpi_authorize>
    <supports_store type="boolean">false</supports_store>
    <supports_remove type="boolean">false</supports_remove>
    <supports_fraud_review type="boolean">false</supports_fraud_review>
    <supports_network_tokenization type="boolean">false</supports_network_tokenization>
    <supports_populate_mit_fields type="boolean">false</supports_populate_mit_fields>
    <supports_inquire_by_gateway_transaction_id type="boolean">false</supports_inquire_by_gateway_transaction_id>
    <supports_inquire_by_order_id type="boolean">false</supports_inquire_by_order_id>
    <supports_transaction_retry type="boolean">false</supports_transaction_retry>
    <supports_stored_stored_credentials type="boolean">false</supports_stored_stored_credentials>
    <supports_stored_credentials type="boolean">true</supports_stored_credentials>
  </characteristics>
  <credentials>
    <credential>
      <name>store_id</name>
      <value>MyStoreId</value>
    </credential>
  </credentials>
  <gateway_settings>
    <cvv_enabled nil="true"/>
    <avs_enabled nil="true"/>
  </gateway_settings>
  <gateway_specific_fields>
    <gateway_specific_field>issuer_id</gateway_specific_field>
    <gateway_specific_field>payment_indicator</gateway_specific_field>
    <gateway_specific_field>payment_information</gateway_specific_field>
  </gateway_specific_fields>
  <payment_methods>
    <payment_method>credit_card</payment_method>
    <payment_method>apple_pay</payment_method>
    <payment_method>google_pay</payment_method>
  </payment_methods>
  <state>retained</state>
  <redacted type="boolean">false</redacted>
  <sandbox type="boolean">false</sandbox>
  <mode>default</mode>
  <created_at type="dateTime">2023-06-06T17:09:35Z</created_at>
  <updated_at type="dateTime">2023-06-06T17:09:35Z</updated_at>
</gateway>

Sending CVV

When setting up a new gateway connection, “nil” is the default setting when cvv_enabled isn’t explicitly defined.

Some Moneris accounts are configured such that they do not allow a CVV to be passed to them unless this value is set to true. If that is the case for your account, you can pass the extra boolean parameter cvv_enabled when adding the gateway. If you wish to never send the CVV for transactions, you can set cvv_enabled as false.


curl https://core.spreedly.com/v1/gateways.xml \
  -u 'C7cRfNJGODKh4Iu5Ox3PToKjniY:4UIuWybmdythfNGPqAqyQnYha6s451ri0fYAo4p3drZUi7q2Jf4b7HKg8etDtoKJ' \
  -H 'Content-Type: application/xml' \
  -d '<gateway>
        <gateway_type>moneris</gateway_type>
        <store_id>MyStoreId</store_id>
        <api_token>MyApiToken</api_token>
        <cvv_enabled>true</cvv_enabled>
      </gateway>'


<gateway>
  <token>8Np67AaWfPJcCPPtCysiwUGPypQ</token>
  <gateway_type>moneris</gateway_type>
  <name>Moneris</name>
  <description nil="true"/>
  <merchant_profile_key nil="true"/>
  <sub_merchant_key nil="true"/>
  <store_id>MyStoreId</store_id>
  <characteristics>
    <supports_purchase type="boolean">true</supports_purchase>
    <supports_authorize type="boolean">true</supports_authorize>
    <supports_capture type="boolean">true</supports_capture>
    <supports_credit type="boolean">true</supports_credit>
    <supports_general_credit type="boolean">false</supports_general_credit>
    <supports_void type="boolean">true</supports_void>
    <supports_adjust type="boolean">false</supports_adjust>
    <supports_verify type="boolean">true</supports_verify>
    <supports_reference_purchase type="boolean">false</supports_reference_purchase>
    <supports_purchase_via_preauthorization type="boolean">false</supports_purchase_via_preauthorization>
    <supports_offsite_purchase type="boolean">false</supports_offsite_purchase>
    <supports_offsite_authorize type="boolean">false</supports_offsite_authorize>
    <supports_offsite_synchronous_purchase type="boolean">false</supports_offsite_synchronous_purchase>
    <supports_offsite_synchronous_authorize type="boolean">false</supports_offsite_synchronous_authorize>
    <supports_3dsecure_purchase type="boolean">false</supports_3dsecure_purchase>
    <supports_3dsecure_authorize type="boolean">false</supports_3dsecure_authorize>
    <supports_3dsecure_2_mpi_purchase type="boolean">true</supports_3dsecure_2_mpi_purchase>
    <supports_3dsecure_2_mpi_authorize type="boolean">true</supports_3dsecure_2_mpi_authorize>
    <supports_store type="boolean">false</supports_store>
    <supports_remove type="boolean">false</supports_remove>
    <supports_fraud_review type="boolean">false</supports_fraud_review>
    <supports_network_tokenization type="boolean">false</supports_network_tokenization>
    <supports_populate_mit_fields type="boolean">false</supports_populate_mit_fields>
    <supports_inquire_by_gateway_transaction_id type="boolean">false</supports_inquire_by_gateway_transaction_id>
    <supports_inquire_by_order_id type="boolean">false</supports_inquire_by_order_id>
    <supports_transaction_retry type="boolean">false</supports_transaction_retry>
    <supports_stored_stored_credentials type="boolean">false</supports_stored_stored_credentials>
    <supports_stored_credentials type="boolean">true</supports_stored_credentials>
  </characteristics>
  <credentials>
    <credential>
      <name>store_id</name>
      <value>MyStoreId</value>
    </credential>
  </credentials>
  <gateway_settings>
    <cvv_enabled>true</cvv_enabled>
    <avs_enabled nil="true"/>
  </gateway_settings>
  <gateway_specific_fields>
    <gateway_specific_field>issuer_id</gateway_specific_field>
    <gateway_specific_field>payment_indicator</gateway_specific_field>
    <gateway_specific_field>payment_information</gateway_specific_field>
  </gateway_specific_fields>
  <payment_methods>
    <payment_method>credit_card</payment_method>
    <payment_method>apple_pay</payment_method>
    <payment_method>google_pay</payment_method>
  </payment_methods>
  <state>retained</state>
  <redacted type="boolean">false</redacted>
  <sandbox type="boolean">false</sandbox>
  <mode>default</mode>
  <created_at type="dateTime">2023-06-06T17:10:28Z</created_at>
  <updated_at type="dateTime">2023-06-06T17:10:28Z</updated_at>
</gateway>

Turning on AVS

Some Moneris accounts are configured such that AVS Checking will be done. If you’d like to perform such checking, you can pass the extra boolean parameter avs_enabled when adding the gateway:


curl https://core.spreedly.com/v1/gateways.xml \
  -u 'C7cRfNJGODKh4Iu5Ox3PToKjniY:4UIuWybmdythfNGPqAqyQnYha6s451ri0fYAo4p3drZUi7q2Jf4b7HKg8etDtoKJ' \
  -H 'Content-Type: application/xml' \
  -d '<gateway>
        <gateway_type>moneris</gateway_type>
        <store_id>MyStoreId</store_id>
        <api_token>MyApiToken</api_token>
        <avs_enabled>true</avs_enabled>
      </gateway>'


<gateway>
  <token>T625Ln9dox07cH2pKghIEjeOn4Q</token>
  <gateway_type>moneris</gateway_type>
  <name>Moneris</name>
  <description nil="true"/>
  <merchant_profile_key nil="true"/>
  <sub_merchant_key nil="true"/>
  <store_id>MyStoreId</store_id>
  <characteristics>
    <supports_purchase type="boolean">true</supports_purchase>
    <supports_authorize type="boolean">true</supports_authorize>
    <supports_capture type="boolean">true</supports_capture>
    <supports_credit type="boolean">true</supports_credit>
    <supports_general_credit type="boolean">false</supports_general_credit>
    <supports_void type="boolean">true</supports_void>
    <supports_adjust type="boolean">false</supports_adjust>
    <supports_verify type="boolean">true</supports_verify>
    <supports_reference_purchase type="boolean">false</supports_reference_purchase>
    <supports_purchase_via_preauthorization type="boolean">false</supports_purchase_via_preauthorization>
    <supports_offsite_purchase type="boolean">false</supports_offsite_purchase>
    <supports_offsite_authorize type="boolean">false</supports_offsite_authorize>
    <supports_offsite_synchronous_purchase type="boolean">false</supports_offsite_synchronous_purchase>
    <supports_offsite_synchronous_authorize type="boolean">false</supports_offsite_synchronous_authorize>
    <supports_3dsecure_purchase type="boolean">false</supports_3dsecure_purchase>
    <supports_3dsecure_authorize type="boolean">false</supports_3dsecure_authorize>
    <supports_3dsecure_2_mpi_purchase type="boolean">true</supports_3dsecure_2_mpi_purchase>
    <supports_3dsecure_2_mpi_authorize type="boolean">true</supports_3dsecure_2_mpi_authorize>
    <supports_store type="boolean">false</supports_store>
    <supports_remove type="boolean">false</supports_remove>
    <supports_fraud_review type="boolean">false</supports_fraud_review>
    <supports_network_tokenization type="boolean">false</supports_network_tokenization>
    <supports_populate_mit_fields type="boolean">false</supports_populate_mit_fields>
    <supports_inquire_by_gateway_transaction_id type="boolean">false</supports_inquire_by_gateway_transaction_id>
    <supports_inquire_by_order_id type="boolean">false</supports_inquire_by_order_id>
    <supports_transaction_retry type="boolean">false</supports_transaction_retry>
    <supports_stored_stored_credentials type="boolean">false</supports_stored_stored_credentials>
    <supports_stored_credentials type="boolean">true</supports_stored_credentials>
  </characteristics>
  <credentials>
    <credential>
      <name>store_id</name>
      <value>MyStoreId</value>
    </credential>
  </credentials>
  <gateway_settings>
    <cvv_enabled nil="true"/>
    <avs_enabled>true</avs_enabled>
  </gateway_settings>
  <gateway_specific_fields>
    <gateway_specific_field>issuer_id</gateway_specific_field>
    <gateway_specific_field>payment_indicator</gateway_specific_field>
    <gateway_specific_field>payment_information</gateway_specific_field>
  </gateway_specific_fields>
  <payment_methods>
    <payment_method>credit_card</payment_method>
    <payment_method>apple_pay</payment_method>
    <payment_method>google_pay</payment_method>
  </payment_methods>
  <state>retained</state>
  <redacted type="boolean">false</redacted>
  <sandbox type="boolean">false</sandbox>
  <mode>default</mode>
  <created_at type="dateTime">2023-06-06T17:11:12Z</created_at>
  <updated_at type="dateTime">2023-06-06T17:11:12Z</updated_at>
</gateway>

Stored credential gateway specific fields

A Moneris gateway supports our standardized Stored Credential Data fields. However, we also allow a few gateway specific fields related to Stored Credentials to be specified, which will override the default Stored Credential Data fields. These fields are issuer_id, payment_indicator, and payment_information. The overrides occur individually; for example, you could pass in a payment_indicator of Z, but use the default fields for everything else.

For more information on the accepted values for these fields, please see Moneris’ documentation in the section “A.1 Definitions of Request Fields – Credential on File”.

Gateway specific fields

When interacting with a Moneris gateway to run transactions, there are a number of gateway specific fields you can specify. See the details below the example for more information on each field.


curl https://core.spreedly.com/v1/gateways/LlkjmEk0xNkcWrNixXa1fvNoTP4/purchase.xml \
  -u 'C7cRfNJGODKh4Iu5Ox3PToKjniY:4UIuWybmdythfNGPqAqyQnYha6s451ri0fYAo4p3drZUi7q2Jf4b7HKg8etDtoKJ' \
  -H 'Content-Type: application/xml' \
  -d '<transaction>
        <payment_method_token>56wyNnSmuA6CWYP7w0MiYCVIbW6</payment_method_token>
        <amount>100</amount>
        <currency_code>USD</currency_code>
        <gateway_specific_fields>
          <moneris>
            <issuer_id>123</issuer_id>
            <payment_indicator>C</payment_indicator>
            <payment_information>0</payment_information>
          </moneris>
        </gateway_specific_fields>
      </transaction>'

issuer_id, payment_indicator, and payment_information are related to Stored Credentials transactions.

Please refer to using a payment method for more information on how to send GSFs

Gateway specific response fields

A response from Moneris gateway may contain a specific field which you can find in the gateway_specific_response_fields.

For example:

<transaction>
  <token>LgpTNGjsWQs9DwdxcbreUVz0R8p</token>
  <transaction_type>Purchase</transaction_type>
  <gateway_specific_response_fields>
     <moneris>
       <issuer_id>123</issuer_id>
       <auth_code>12AB12AB</auth_code>
     </moneris>
  </gateway_specific_response_fields>
</transaction>

issuer_id is used for Stored Credentials transactions. Note that it will only be returned if the issuer_id gateway specific field is sent as an empty string.

If you’d like to request any gateway_specific_fields or gateway_specific_response_fields, please contact Support with your request and the gateway documentation for the fields of interest.