MONEI Gateway Guide

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Services and Compatibility

Payment Gateway Company Name:
MONEI
Services that work with Spreedly:
  • MONEI
Supported operations:
Purchase, Authorize, Capture, Refund, Void, Verify, Store
Supported payment types:
Credit Card
Spreedly 3DS2 Global Supported
Yes
Gateway Specific 3DS1 Supported
No
Gateway Specific 3D2 Supported
No
Regions:
Europe
API endpoint URL:
https://api.monei.com/v1/payments

Authentication and Security

Specific names for credentials:
Api Key

Onboarding Merchants in:

Adding a MONEI gateway

To add a MONEI gateway:


curl https://core.spreedly.com/v1/gateways.xml \
  -u 'C7cRfNJGODKh4Iu5Ox3PToKjniY:4UIuWybmdythfNGPqAqyQnYha6s451ri0fYAo4p3drZUi7q2Jf4b7HKg8etDtoKJ' \
  -H 'Content-Type: application/xml' \
  -d '<gateway>
        <gateway_type>monei</gateway_type>
        <api_key>Your api key</api_key>
      </gateway>'

<gateway>
  <token>ARX6gRlfzqpmWdF21wYZzqPpu1l</token>
  <gateway_type>monei</gateway_type>
  <name>MONEI</name>
  <description nil="true"/>
  <merchant_profile_key nil="true"/>
  <characteristics>
    <supports_purchase type="boolean">true</supports_purchase>
    <supports_authorize type="boolean">true</supports_authorize>
    <supports_capture type="boolean">true</supports_capture>
    <supports_credit type="boolean">true</supports_credit>
    <supports_general_credit type="boolean">false</supports_general_credit>
    <supports_void type="boolean">true</supports_void>
    <supports_adjust type="boolean">false</supports_adjust>
    <supports_verify type="boolean">true</supports_verify>
    <supports_reference_purchase type="boolean">false</supports_reference_purchase>
    <supports_purchase_via_preauthorization type="boolean">false</supports_purchase_via_preauthorization>
    <supports_offsite_purchase type="boolean">false</supports_offsite_purchase>
    <supports_offsite_authorize type="boolean">false</supports_offsite_authorize>
    <supports_3dsecure_purchase type="boolean">false</supports_3dsecure_purchase>
    <supports_3dsecure_authorize type="boolean">false</supports_3dsecure_authorize>
    <supports_3dsecure_2_mpi_purchase type="boolean">true</supports_3dsecure_2_mpi_purchase>
    <supports_3dsecure_2_mpi_authorize type="boolean">true</supports_3dsecure_2_mpi_authorize>
    <supports_store type="boolean">true</supports_store>
    <supports_remove type="boolean">false</supports_remove>
    <supports_fraud_review type="boolean">false</supports_fraud_review>
    <supports_network_tokenization type="boolean">false</supports_network_tokenization>
    <supports_populate_mit_fields type="boolean">false</supports_populate_mit_fields>
  </characteristics>
  <credentials>
  </credentials>
  <gateway_settings>
  </gateway_settings>
  <gateway_specific_fields>
    <gateway_specific_field>user_agent</gateway_specific_field>
  </gateway_specific_fields>
  <payment_methods>
    <payment_method>credit_card</payment_method>
    <payment_method>third_party_token</payment_method>
  </payment_methods>
  <state>retained</state>
  <redacted type="boolean">false</redacted>
  <sandbox type="boolean">false</sandbox>
  <created_at type="dateTime">2021-09-08T21:26:52Z</created_at>
  <updated_at type="dateTime">2021-09-08T21:26:52Z</updated_at>
</gateway>


env = Spreedly::Environment.new('C7cRfNJGODKh4Iu5Ox3PToKjniY', '4UIuWybmdythfNGPqAqyQnYha6s451ri0fYAo4p3drZUi7q2Jf4b7HKg8etDtoKJ', base_url: 'https://core.spreedly.com')
env.add_gateway(:monei, api_key: "Your api key")


#<Spreedly::Gateway:0x00007f98878f5828
@token="ULhnCTX8jbjjrMRJBpT5nvO4CLH",
@created_at="2021-09-08T21:26:53Z",
@updated_at="2021-09-08T21:26:53Z",
@gateway_type="monei",
@state="retained",
@name="MONEI",
@credentials={}>

Third-party 3D Secure 2 Auth Data

Spreedly will automatically handle the field mapping for sending third-party 3DS2 authentication data to MONEI. For more information about how to use this feature, see the 3DS2 Third-party Authentication Guide. Spreedly fields map to the relevant MONEI fields as described in the following table.

Spreedly Field MONEI Field
three_ds_version threeDSVersion
ecommerce_indicator eci
authentication_value cavv
directory_server_transaction_id dsTransID
directory_response_status directoryResponse
authentication_response_status authenticationResponse

Gateway specific fields

Spreedly supports the following gateway specific fields when transacting with a MONEI gateway:

  • user_agent

curl https://core.spreedly.com/v1/gateways/LlkjmEk0xNkcWrNixXa1fvNoTP4/purchase.xml \
-u 'C7cRfNJGODKh4Iu5Ox3PToKjniY:4UIuWybmdythfNGPqAqyQnYha6s451ri0fYAo4p3drZUi7q2Jf4b7HKg8etDtoKJ' \
-H 'Content-Type: application/xml' \
-d '<transaction>
  <payment_method_token>56wyNnSmuA6CWYP7w0MiYCVIbW6</payment_method_token>
  <amount>100</amount>
  <currency_code>USD</currency_code>
  <gateway_specific_fields>
    <monei>
      <user_agent>Mozilla/5.0 (Macintosh; Intel Mac OS X 10_15_1) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/78.0.3904.108 Safari/537.36</user_agent>
    </monei>
  </gateway_specific_fields>
</transaction>'

<transaction>
  <on_test_gateway type="boolean">true</on_test_gateway>
  <created_at type="dateTime">2021-09-09T02:58:05Z</created_at>
  <updated_at type="dateTime">2021-09-09T02:58:05Z</updated_at>
  <succeeded type="boolean">true</succeeded>
  <state>succeeded</state>
  <token>Zr36PK4W9k6GHUCzfrZ2x1mMgb2</token>
  <transaction_type>Purchase</transaction_type>
  <order_id nil="true"/>
  <ip nil="true"/>
  <description nil="true"/>
  <email nil="true"/>
  <merchant_name_descriptor nil="true"/>
  <merchant_location_descriptor nil="true"/>
  <merchant_profile_key nil="true"/>
  <gateway_specific_fields>
    <monei>
      <user_agent>Mozilla/5.0 (Macintosh; Intel Mac OS X 10_15_1) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/78.0.3904.108 Safari/537.36</user_agent>
    </monei>
  </gateway_specific_fields>
  <gateway_specific_response_fields>
  </gateway_specific_response_fields>
  <gateway_transaction_id>63</gateway_transaction_id>
  <gateway_latency_ms type="integer">1</gateway_latency_ms>
  <stored_credential_initiator nil="true"/>
  <stored_credential_reason_type nil="true"/>
  <populate_mit_fields type="boolean">false</populate_mit_fields>
  <warning nil="true"/>
  <application_id nil="true"/>
  <amount type="integer">100</amount>
  <currency_code>USD</currency_code>
  <retain_on_success type="boolean">false</retain_on_success>
  <payment_method_added type="boolean">false</payment_method_added>
  <smart_routed type="boolean">false</smart_routed>
  <message key="messages.transaction_succeeded">Succeeded!</message>
  <gateway_token>T11bJAANtTWnxl36GYjKWvbNK0g</gateway_token>
  <gateway_type>test</gateway_type>
  <shipping_address>
    <name>Newfirst Newlast</name>
    <address1 nil="true"/>
    <address2 nil="true"/>
    <city nil="true"/>
    <state nil="true"/>
    <zip nil="true"/>
    <country nil="true"/>
    <phone_number nil="true"/>
  </shipping_address>
  <response>
    <success type="boolean">true</success>
    <message>Successful purchase</message>
    <avs_code nil="true"/>
    <avs_message nil="true"/>
    <cvv_code nil="true"/>
    <cvv_message nil="true"/>
    <pending type="boolean">false</pending>
    <result_unknown type="boolean">false</result_unknown>
    <error_code nil="true"/>
    <error_detail nil="true"/>
    <cancelled type="boolean">false</cancelled>
    <fraud_review nil="true"/>
    <created_at type="dateTime">2021-09-09T02:58:05Z</created_at>
    <updated_at type="dateTime">2021-09-09T02:58:05Z</updated_at>
  </response>
  <api_urls>
  </api_urls>
  <payment_method>
    <token>1rpKvP8zOUhj4Y9EDrIoIYQzzD5</token>
    <created_at type="dateTime">2017-06-26T17:04:38Z</created_at>
    <updated_at type="dateTime">2021-09-08T22:50:14Z</updated_at>
    <email>joey@example.com</email>
    <data>
      <my_payment_method_identifier>448</my_payment_method_identifier>
      <extra_stuff>
        <some_other_things>Can be anything really</some_other_things>
      </extra_stuff>
    </data>
    <storage_state>retained</storage_state>
    <test type="boolean">true</test>
    <metadata>
      <key>string value</key>
    </metadata>
    <callback_url nil="true"/>
    <last_four_digits>1111</last_four_digits>
    <first_six_digits>411111</first_six_digits>
    <card_type>visa</card_type>
    <first_name>Newfirst</first_name>
    <last_name>Newlast</last_name>
    <month type="integer">3</month>
    <year type="integer">2032</year>
    <address1 nil="true"/>
    <address2 nil="true"/>
    <city nil="true"/>
    <state nil="true"/>
    <zip nil="true"/>
    <country nil="true"/>
    <phone_number nil="true"/>
    <company nil="true"/>
    <full_name>Newfirst Newlast</full_name>
    <eligible_for_card_updater type="boolean">true</eligible_for_card_updater>
    <shipping_address1 nil="true"/>
    <shipping_address2 nil="true"/>
    <shipping_city nil="true"/>
    <shipping_state nil="true"/>
    <shipping_zip nil="true"/>
    <shipping_country nil="true"/>
    <shipping_phone_number nil="true"/>
    <payment_method_type>credit_card</payment_method_type>
    <errors>
    </errors>
    <verification_value></verification_value>
    <number>XXXX-XXXX-XXXX-1111</number>
    <fingerprint>e3cef43464fc832f6e04f187df25af497994</fingerprint>
  </payment_method>
  <attempt_3dsecure type="boolean">false</attempt_3dsecure>
</transaction>


env = Spreedly::Environment.new('C7cRfNJGODKh4Iu5Ox3PToKjniY', '4UIuWybmdythfNGPqAqyQnYha6s451ri0fYAo4p3drZUi7q2Jf4b7HKg8etDtoKJ', base_url: 'https://core.spreedly.com')
env.purchase_on_gateway("LlkjmEk0xNkcWrNixXa1fvNoTP4", "56wyNnSmuA6CWYP7w0MiYCVIbW6", 100,
  gateway_specific_fields: {
    monei: {
      user_agent: '"Mozilla/5.0 (Macintosh; Intel Mac OS X 10_15_1) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/78.0.3904.108 Safari/537.36"'
    }
  }
)


#<Spreedly::Purchase:0x00007f84a6036e98
@token="KkuewKUpkQDOOPTRB8CcT5Y26qr",
@created_at="2021-09-09T02:58:05Z",
@updated_at="2021-09-09T02:58:05Z",
@state="succeeded",
@message="Succeeded!",
@succeeded="true",
@order_id="",
@ip="",
@description="",
@gateway_token="T11bJAANtTWnxl36GYjKWvbNK0g",
@gateway_transaction_id="66",
@email="",
@transaction_type="Purchase",
@merchant_name_descriptor="",
@merchant_location_descriptor="",
@on_test_gateway="true",
@currency_code="USD",
@callback_url="",
@stored_credential_initiator="",
@stored_credential_reason_type="",
@amount="100",
@response,=
#<Spreedly::Response:0x00007f84e09d5a50
@success="true",
@pending="false",
@cancelled="false",
@fraud_review="",
@created_at="2021-09-09T02:58:05Z",
@updated_at="2021-09-09T02:58:05Z",
@message="Successful purchase",
@avs_code="",
@avs_message="",
@cvv_code="",
@cvv_message="",
@error_code="",
@error_detail="">,
@shipping_address,=
#<Spreedly::ShippingAddress:0x00007f84e0996bc0
@name="Newfirst Newlast",
@address1="",
@address2="",
@city="",
@state="",
@zip="",
@country="",
@phone_number="">,
@gateway_specific_fields={:monei=>{:user_agent=>"\"Mozilla/5.0 (Macintosh; Intel Mac OS X 10_15_1) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/78.0.3904.108 Safari/537.36\""}},
@gateway_specific_response_fields={},
@payment_method,=
#<Spreedly::CreditCard:0x00007f84e09746d8
@token="1rpKvP8zOUhj4Y9EDrIoIYQzzD5",
@created_at="2017-06-26T17:04:38Z",
@updated_at="2021-09-09T02:58:05Z",
@email="joey@example.com",
@storage_state="retained",
@data="<my_payment_method_identifier>448</my_payment_method_identifier>\n      <extra_stuff>\n        <some_other_things>Can be anything really</some_other_things>\n      </extra_stuff>",
@payment_method_type="credit_card",
@first_name="Newfirst",
@last_name="Newlast",
@full_name="Newfirst Newlast",
@month="3",
@year="2032",
@number="XXXX-XXXX-XXXX-1111",
@last_four_digits="1111",
@first_six_digits="411111",
@card_type="visa",
@verification_value="",
@address1="",
@address2="",
@city="",
@state="",
@zip="",
@country="",
@phone_number="",
@company="",
@fingerprint="e3cef43464fc832f6e04f187df25af497994",
@eligible_for_card_updater="true",
@errors=[]>>