Forte Gateway Guide

Services and Compatibility

Payment Gateway Company Name:

Forte

Services that work with Spreedly:

Forte

Supported operations:

Purchase, Authorize, Capture, Refund, Void, Verify, General Credit

Supported payment types:

Credit Card, Bank Account

Spreedly 3DS2 Global Supported

Gateway Specific 3DS2 Supported

Populate MIT GSF Support

Regions:

North America

API endpoint URL:

https://api.forte.net/v2

Authentication and Security

Specific names for credentials:: Account Id, Api Key, Location Id, Secret

Onboarding Merchants in:

United States

Don’t see your preferred region? Contact Us

Adding a Forte gateway

To add a Forte gateway:


curl https://core.spreedly.com/v1/gateways.xml \
  -u 'C7cRfNJGODKh4Iu5Ox3PToKjniY:4UIuWybmdythfNGPqAqyQnYha6s451ri0fYAo4p3drZUi7q2Jf4b7HKg8etDtoKJ' \
  -H 'Content-Type: application/xml' \
  -d '<gateway>
        <gateway_type>forte</gateway_type>
        <api_key>Your Forte API Access ID</api_key>
        <secret>Your Forte API Secure Key</secret>
        <location_id>Your location id</location_id>
        <account_id>Your account id</account_id>
      </gateway>'


<gateway>
  <token>KUq5DHdmsrsKq1UmMPdCHxnp9C3</token>
  <gateway_type>forte</gateway_type>
  <name>Forte</name>
  <description nil="true"/>
  <api_key>Your Forte API Access ID</api_key>
  <location_id>Your location id</location_id>
  <account_id>Your account id</account_id>
  <characteristics>
    <supports_purchase type="boolean">true</supports_purchase>
    <supports_authorize type="boolean">true</supports_authorize>
    <supports_capture type="boolean">true</supports_capture>
    <supports_credit type="boolean">true</supports_credit>
    <supports_general_credit type="boolean">true</supports_general_credit>
    <supports_void type="boolean">true</supports_void>
    <supports_adjust type="boolean">false</supports_adjust>
    <supports_verify type="boolean">true</supports_verify>
    <supports_reference_purchase type="boolean">false</supports_reference_purchase>
    <supports_purchase_via_preauthorization type="boolean">false</supports_purchase_via_preauthorization>
    <supports_offsite_purchase type="boolean">false</supports_offsite_purchase>
    <supports_offsite_authorize type="boolean">false</supports_offsite_authorize>
    <supports_3dsecure_purchase type="boolean">false</supports_3dsecure_purchase>
    <supports_3dsecure_authorize type="boolean">false</supports_3dsecure_authorize>
    <supports_3dsecure_2_mpi_purchase type="boolean">false</supports_3dsecure_2_mpi_purchase>
    <supports_3dsecure_2_mpi_authorize type="boolean">false</supports_3dsecure_2_mpi_authorize>
    <supports_store type="boolean">false</supports_store>
    <supports_remove type="boolean">false</supports_remove>
    <supports_fraud_review type="boolean">false</supports_fraud_review>
    <supports_network_tokenization type="boolean">false</supports_network_tokenization>
  </characteristics>
  <credentials>
    <credential>
      <name>api_key</name>
      <value>Your Forte API Access ID</value>
    </credential>
    <credential>
      <name>location_id</name>
      <value>Your location id</value>
    </credential>
    <credential>
      <name>account_id</name>
      <value>Your account id</value>
    </credential>
  </credentials>
  <gateway_settings>
  </gateway_settings>
  <gateway_specific_fields>
    <gateway_specific_field>sec_code</gateway_specific_field>
    <gateway_specific_field>service_fee_amount</gateway_specific_field>
    <gateway_specific_field>xdata</gateway_specific_field>
  </gateway_specific_fields>
  <payment_methods>
    <payment_method>credit_card</payment_method>
    <payment_method>bank_account</payment_method>
  </payment_methods>
  <state>retained</state>
  <redacted type="boolean">false</redacted>
  <sandbox type="boolean">false</sandbox>
  <created_at type="dateTime">2021-04-05T21:58:42Z</created_at>
  <updated_at type="dateTime">2021-04-05T21:58:42Z</updated_at>
</gateway>


env = Spreedly::Environment.new('C7cRfNJGODKh4Iu5Ox3PToKjniY', '4UIuWybmdythfNGPqAqyQnYha6s451ri0fYAo4p3drZUi7q2Jf4b7HKg8etDtoKJ', base_url: 'https://core.spreedly.com')
env.add_gateway(:forte, api_key: "Your Forte API Access ID", secret: "Your Forte API Secure Key", location_id: "Your location id", account_id: "Your account id")


#<Spreedly::Gateway:0x007fe332a51578
@token="PIcXczDmyqrE5bOaOZhn91eUoY3",
@created_at="2017-07-27T17:48:54Z",
@updated_at="2017-07-27T17:48:54Z",
@gateway_type="forte",
@state="retained",
@name="Forte",
@credentials={"api_key"=>"Your Forte API Access ID", "location_id"=>"Your location id", "account_id"=>"Your account id"}>

Gateway specific fields

For ACHs transactions, Forte recommends passing sec_code to indicate the standard-entry class code of the transaction. Visit Forte’s documentation for additional details, including available values for this parameter. If you do not specify a value, ‘PPD’ will be sent.

If a merchant is configured to use service fees, then service_fee_amount can be included as a parameter in the request. For more information and to view example requests and example responses, visit Forte’s documentation.

The xdata object supports up to 9 fields of extra data, labeled xdata_1 through xdata_9. Each field can contain up to 80 characters. Values within this field cannot contain double quotation characters (i.e., “text”). For more information, visit Forte’s documentation.

Example


curl https://core.spreedly.com/v1/gateways/LlkjmEk0xNkcWrNixXa1fvNoTP4/purchase.xml \
-u 'C7cRfNJGODKh4Iu5Ox3PToKjniY:4UIuWybmdythfNGPqAqyQnYha6s451ri0fYAo4p3drZUi7q2Jf4b7HKg8etDtoKJ' \
-H 'Content-Type: application/xml' \
-d '<transaction>
  <payment_method_token>VX0ackf05WGJwvjkl0epp1852CL</payment_method_token>
  <amount>100</amount>
  <currency_code>USD</currency_code>
  <gateway_specific_fields>
    <forte>
      <sec_code>WEB</sec_code>
      <service_fee_amount>.50</service_fee_amount>
      <xdata>
        <xdata_1>customer metadata</xdata_1>
        <xdata_2>customer metadata</xdata_2>
        <xdata_3>customer metadata</xdata_3>
        <xdata_4>customer metadata</xdata_4>
        <xdata_5>customer metadata</xdata_5>
        <xdata_6>customer metadata</xdata_6>
        <xdata_7>customer metadata</xdata_7>
        <xdata_8>customer metadata</xdata_8>
        <xdata_9>customer metadata</xdata_9>
      </xdata>
    </forte>
  </gateway_specific_fields>
</transaction>'


<transaction>
  <on_test_gateway type="boolean">true</on_test_gateway>
  <created_at type="dateTime">2021-03-10T20:36:53Z</created_at>
  <updated_at type="dateTime">2021-03-10T20:36:53Z</updated_at>
  <succeeded type="boolean">true</succeeded>
  <state>succeeded</state>
  <token>6V3G3GnlVgvtKXR12x6Jsio0398</token>
  <transaction_type>Purchase</transaction_type>
  <order_id nil="true"/>
  <ip nil="true"/>
  <description nil="true"/>
  <email nil="true"/>
  <merchant_name_descriptor nil="true"/>
  <merchant_location_descriptor nil="true"/>
  <gateway_specific_fields>
    <forte>
      <sec_code>WEB</sec_code>
      <service_fee_amount>.50</service_fee_amount>
      <xdata>
        <xdata_1>customer metadata</xdata_1>
        <xdata_2>customer metadata</xdata_2>
        <xdata_3>customer metadata</xdata_3>
        <xdata_4>customer metadata</xdata_4>
        <xdata_5>customer metadata</xdata_5>
        <xdata_6>customer metadata</xdata_6>
        <xdata_7>customer metadata</xdata_7>
        <xdata_8>customer metadata</xdata_8>
        <xdata_9>customer metadata</xdata_9>
      </xdata>
    </forte>
  </gateway_specific_fields>
  <gateway_specific_response_fields>
  </gateway_specific_response_fields>
  <gateway_transaction_id>55</gateway_transaction_id>
  <gateway_latency_ms type="integer">0</gateway_latency_ms>
  <stored_credential_initiator nil="true"/>
  <stored_credential_reason_type nil="true"/>
  <warning nil="true"/>
  <application_id nil="true"/>
  <amount type="integer">100</amount>
  <currency_code>USD</currency_code>
  <retain_on_success type="boolean">false</retain_on_success>
  <payment_method_added type="boolean">false</payment_method_added>
  <smart_routed type="boolean">false</smart_routed>
  <message key="messages.transaction_succeeded">Succeeded!</message>
  <gateway_token>T11bJAANtTWnxl36GYjKWvbNK0g</gateway_token>
  <gateway_type>test</gateway_type>
  <shipping_address>
    <name nil="true"/>
    <address1 nil="true"/>
    <address2 nil="true"/>
    <city nil="true"/>
    <state nil="true"/>
    <zip nil="true"/>
    <country nil="true"/>
    <phone_number nil="true"/>
  </shipping_address>
  <response>
    <success type="boolean">true</success>
    <message>Successful purchase</message>
    <avs_code nil="true"/>
    <avs_message nil="true"/>
    <cvv_code nil="true"/>
    <cvv_message nil="true"/>
    <pending type="boolean">false</pending>
    <result_unknown type="boolean">false</result_unknown>
    <error_code nil="true"/>
    <error_detail nil="true"/>
    <cancelled type="boolean">false</cancelled>
    <fraud_review nil="true"/>
    <created_at type="dateTime">2021-03-10T20:36:53Z</created_at>
    <updated_at type="dateTime">2021-03-10T20:36:53Z</updated_at>
  </response>
  <api_urls>
  </api_urls>
  <payment_method>
    <token>V0iJKfv2ykrcXtAg5aKB4vEY7Dc</token>
    <created_at type="dateTime">2021-03-10T20:36:52Z</created_at>
    <updated_at type="dateTime">2021-03-10T20:36:52Z</updated_at>
    <email nil="true"/>
    <data nil="true"/>
    <storage_state>cached</storage_state>
    <test type="boolean">true</test>
    <metadata nil="true"/>
    <callback_url nil="true"/>
    <full_name>Bob Smith</full_name>
    <bank_name>First Bank of Elbonia</bank_name>
    <account_type>checking</account_type>
    <account_holder_type>personal</account_holder_type>
    <routing_number_display_digits>021</routing_number_display_digits>
    <account_number_display_digits>3210</account_number_display_digits>
    <first_name>Bob</first_name>
    <last_name>Smith</last_name>
    <address1 nil="true"/>
    <address2 nil="true"/>
    <city nil="true"/>
    <state nil="true"/>
    <zip nil="true"/>
    <country nil="true"/>
    <phone_number nil="true"/>
    <company nil="true"/>
    <payment_method_type>bank_account</payment_method_type>
    <errors>
    </errors>
    <routing_number>021*</routing_number>
    <account_number>*3210</account_number>
  </payment_method>
  <attempt_3dsecure type="boolean">false</attempt_3dsecure>
</transaction>

Gateway specific response fields

Some responses from Forte gateway may contain an authorization_code field that contains the authorization code used when directly interacting with the Forte API. You can find this value in the gateway_specific_response_fields when present. For example, a transaction could have something like this:

<transaction>
  <token>LgpTNGjsWQs9DwdxcbreUVz0R8p</token>
  <transaction_type>Purchase</transaction_type>
  <gateway_specific_response_fields>
     <forte>
       <authorization_code>192837</authorization_code>
     </forte>
  </gateway_specific_response_fields>
</transaction>

Please refer to using a payment method for more information on how to send GSFs