EBANX Gateway Guide
Services and Compatibility
- Payment Gateway Company Name:
- EBANX
- Services that work with Spreedly:
-
- EBANX
- Supported operations:
- Purchase, Authorize, Capture, Refund, Void, Verify, Store
- Supported payment types:
- Credit Card, Pix, Boleto Bancario, Oxxo
- Spreedly 3DS2 Global Supported
- No
- Gateway Specific 3DS2 Supported
- No
- Populate MIT GSF Support
- No
- Regions:
- Latin America
- API endpoint URL:
-
https://api.ebanxpay.com/ws/
Authentication and Security
- Specific names for credentials:
- Integration Key
Onboarding Merchants in:
Additional Notes
EBANX has specific requirements to successfully run certain transactions.
- A valid billing address is required for all transactions (except for Mexico). Brazil requires the state to be a two-letter code. Be sure to include a billing address when creating payment methods for Spreedly to forward along to your EBANX transactions.
- For any transactions in Colombia, Brazil, Chile, or Argentina, EBANX requires a taxpayer identification number sent in the
document
field. If the customer is a company, theperson_type
gateway specific field must be sent asbusiness
, and theresponsible_name
field must be provided. - Store actions require a two-letter country code sent in the
country
gateway specific field. - Refunds require a description. You can send a refund description via the
description
gateway specific field. Spreedly does not currently support a default description field on refunds. - Pre-authorizations are not available in Colombia
- An email address must be passed for every
authorize
orpurchase
call. Please ensure you have set theemail
property on any payment method being used on an EBANX gateway or pass it in as a parameter in theauthorize
orpurchase
call. Transactions that do not have an email will fail with a message of “Field payment.email is required”
Adding an EBANX gateway
To add a EBANX gateway:
curl https://core.spreedly.com/v1/gateways.xml \
-u 'C7cRfNJGODKh4Iu5Ox3PToKjniY:4UIuWybmdythfNGPqAqyQnYha6s451ri0fYAo4p3drZUi7q2Jf4b7HKg8etDtoKJ' \
-H 'Content-Type: application/xml' \
-d '<gateway>
<gateway_type>ebanx</gateway_type>
<integration_key>Your integration_key</integration_key>
</gateway>'
<gateway>
<token>K0ditDqMruKYmuHLe74EeqSG1ms</token>
<gateway_type>ebanx</gateway_type>
<name>EBANX</name>
<description nil="true"/>
<merchant_profile_key nil="true"/>
<sub_merchant_key nil="true"/>
<characteristics>
<supports_purchase type="boolean">true</supports_purchase>
<supports_authorize type="boolean">true</supports_authorize>
<supports_capture type="boolean">true</supports_capture>
<supports_credit type="boolean">true</supports_credit>
<supports_general_credit type="boolean">false</supports_general_credit>
<supports_void type="boolean">true</supports_void>
<supports_adjust type="boolean">false</supports_adjust>
<supports_verify type="boolean">true</supports_verify>
<supports_reference_purchase type="boolean">false</supports_reference_purchase>
<supports_purchase_via_preauthorization type="boolean">false</supports_purchase_via_preauthorization>
<supports_offsite_purchase type="boolean">false</supports_offsite_purchase>
<supports_offsite_authorize type="boolean">false</supports_offsite_authorize>
<supports_offsite_synchronous_purchase type="boolean">false</supports_offsite_synchronous_purchase>
<supports_offsite_synchronous_authorize type="boolean">false</supports_offsite_synchronous_authorize>
<supports_3dsecure_purchase type="boolean">false</supports_3dsecure_purchase>
<supports_3dsecure_authorize type="boolean">false</supports_3dsecure_authorize>
<supports_3dsecure_2_mpi_purchase type="boolean">false</supports_3dsecure_2_mpi_purchase>
<supports_3dsecure_2_mpi_authorize type="boolean">false</supports_3dsecure_2_mpi_authorize>
<supports_store type="boolean">true</supports_store>
<supports_remove type="boolean">false</supports_remove>
<supports_fraud_review type="boolean">false</supports_fraud_review>
<supports_network_tokenization type="boolean">false</supports_network_tokenization>
<supports_populate_mit_fields type="boolean">false</supports_populate_mit_fields>
<supports_inquire_by_gateway_transaction_id type="boolean">false</supports_inquire_by_gateway_transaction_id>
<supports_inquire_by_order_id type="boolean">false</supports_inquire_by_order_id>
<supports_transaction_retry type="boolean">false</supports_transaction_retry>
<supports_stored_stored_credentials type="boolean">false</supports_stored_stored_credentials>
</characteristics>
<credentials>
</credentials>
<gateway_settings>
</gateway_settings>
<gateway_specific_fields>
<gateway_specific_field>document</gateway_specific_field>
<gateway_specific_field>description</gateway_specific_field>
<gateway_specific_field>birth_date</gateway_specific_field>
<gateway_specific_field>instalments</gateway_specific_field>
<gateway_specific_field>country</gateway_specific_field>
<gateway_specific_field>person_type</gateway_specific_field>
<gateway_specific_field>responsible_name</gateway_specific_field>
<gateway_specific_field>responsible_document</gateway_specific_field>
<gateway_specific_field>responsible_birth_date</gateway_specific_field>
<gateway_specific_field>include_capture_amount</gateway_specific_field>
<gateway_specific_field>device_id</gateway_specific_field>
<gateway_specific_field>metadata</gateway_specific_field>
<gateway_specific_field>processing_type</gateway_specific_field>
<gateway_specific_field>soft_descriptor</gateway_specific_field>
</gateway_specific_fields>
<payment_methods>
<payment_method>credit_card</payment_method>
<payment_method>third_party_token</payment_method>
</payment_methods>
<state>retained</state>
<redacted type="boolean">false</redacted>
<sandbox type="boolean">false</sandbox>
<mode>default</mode>
<created_at type="dateTime">2023-01-04T20:07:40Z</created_at>
<updated_at type="dateTime">2023-01-04T20:07:40Z</updated_at>
</gateway>
env = Spreedly::Environment.new('C7cRfNJGODKh4Iu5Ox3PToKjniY', '4UIuWybmdythfNGPqAqyQnYha6s451ri0fYAo4p3drZUi7q2Jf4b7HKg8etDtoKJ', base_url: 'https://core.spreedly.com')
env.add_gateway(:ebanx, integration_key: "Your integration_key")
#<Spreedly::Gateway:0x00007fda069f0af0
@token="HNOXQf5N4GnBSoYS5dvtrPXgWT7",
@created_at="2019-12-17T11:12:08Z",
@updated_at="2019-12-17T11:12:08Z",
@gateway_type="ebanx",
@state="retained",
@name="EBANX",
@credentials={}>
Local payment methods
Certain fields are required when making a transaction using local payment methods such as Pix, Boleto Bancario or Oxxo.
Fields | |
---|---|
required for all | |
document_id | required for Brazil |
zip | required for Brazil |
city | required for Brazil |
state | required for Brazil |
phone_number | required for all |
address1 | required for Brazil |
Optional gateway specific fields | |
---|---|
expiration_time_in_seconds | Pix |
due_date | Boleto Bancario |
Gateway specific fields
When making a transaction, you can specify a number of gateway specific fields. Some are required in certain situations:
For any transactions in Colombia, Brazil, Chile, or Argentina, EBANX requires a taxpayer identification number sent in the document
field. If the customer is a company rather than an individual, the person_type
gateway specific field must be sent as business
, and the responsible_name
must be provided.
By default, the amount
is not sent to EBANX for capture requests, and the full amount reserved from the authorization is captured. To have the capture amount included, send an include_capture_amount
gateway specific field with the value true
with the capture request. This is necessary for partial captures (only available in Brazil).
When refunding with EBANX, a description
field is necessary. Spreedly does not support a default description
like with purchase
or authorize
for refund
requests so it must be passed as a gateway specific field.
When storing a card with EBANX, a two-letter country code must be sent in the country
gateway specific field.
The device_id
field can be used for device fingerprinting, which is used by anti-fraud tools.
The processing_type
field is used to denote whether a transaction is a cross-border payment. Use this field with a value of local
to indicate that the transaction is not a cross-border payment.
The soft_descriptor
field can optionally be sent with purchase or authorize requests.
A number of payment installments can be sent with the installments
gateway specific field.
Country | Available Installments |
---|---|
Argentina | 2 , 3 , 6 , 9 , or 12 |
Brazil | 1 … 12 |
Chile | 1 … 48 |
Columbia | 1 … 36 |
Mexico | 3 , 6 , 9 , or 12 |
Peru | 1 … 48 |
These fields can be sent as below:
curl https://core.spreedly.com/v1/gateways/LlkjmEk0xNkcWrNixXa1fvNoTP4/purchase.xml \
-u 'C7cRfNJGODKh4Iu5Ox3PToKjniY:4UIuWybmdythfNGPqAqyQnYha6s451ri0fYAo4p3drZUi7q2Jf4b7HKg8etDtoKJ' \
-H 'Content-Type: application/xml' \
-d '<transaction>
<payment_method_token>56wyNnSmuA6CWYP7w0MiYCVIbW6</payment_method_token>
<amount>100</amount>
<currency_code>USD</currency_code>
<gateway_specific_fields>
<ebanx>
<document>taxpayer ID</document>
<birth_date>01/01/1990</birth_date>
<instalments>3</instalments>
<description>Reason for Refund</description>
<person_type>business</person_type>
<responsible_name>Responsible Person</responsible_name>
<responsible_document>Responsible Document Number</responsible_document>
<responsible_birth_date>dd/mm/yyyy</responsible_birth_date>
<device_id>34c376b2767</device_id>
<metadata>
<metadata_1>test</metadata_1>
<metadata_2>test2</metadata_2>
</metadata>
<processing_type>local</processing_type>
<soft_descriptor>Spreedly</soft_descriptor>
</ebanx>
</gateway_specific_fields>
</transaction>'
<transaction>
<on_test_gateway type="boolean">true</on_test_gateway>
<created_at type="dateTime">2023-01-04T20:05:15Z</created_at>
<updated_at type="dateTime">2023-01-04T20:05:15Z</updated_at>
<succeeded type="boolean">true</succeeded>
<state>succeeded</state>
<token>PQuOdHneFkeRwjfUpBzlSzaoOZb</token>
<transaction_type>Purchase</transaction_type>
<order_id nil="true"/>
<ip nil="true"/>
<description nil="true"/>
<email nil="true"/>
<merchant_name_descriptor nil="true"/>
<merchant_location_descriptor nil="true"/>
<merchant_profile_key nil="true"/>
<gateway_specific_fields>
<ebanx>
<document>taxpayer ID</document>
<birth_date>01/01/1990</birth_date>
<instalments>3</instalments>
<description>Reason for Refund</description>
<person_type>business</person_type>
<responsible_name>Responsible Person</responsible_name>
<responsible_document>Responsible Document Number</responsible_document>
<responsible_birth_date>dd/mm/yyyy</responsible_birth_date>
<device_id>34c376b2767</device_id>
<metadata>
<metadata_1>test</metadata_1>
<metadata_2>test2</metadata_2>
</metadata>
<processing_type>local</processing_type>
<soft_descriptor>Spreedly</soft_descriptor>
</ebanx>
</gateway_specific_fields>
<gateway_specific_response_fields>
</gateway_specific_response_fields>
<gateway_transaction_id>45</gateway_transaction_id>
<sub_merchant_key nil="true"/>
<gateway_latency_ms type="integer">0</gateway_latency_ms>
<stored_credential_initiator nil="true"/>
<stored_credential_reason_type nil="true"/>
<populate_mit_fields type="boolean">false</populate_mit_fields>
<warning nil="true"/>
<application_id nil="true"/>
<amount type="integer">100</amount>
<local_amount nil="true"/>
<currency_code>USD</currency_code>
<retain_on_success type="boolean">false</retain_on_success>
<payment_method_added type="boolean">false</payment_method_added>
<smart_routed type="boolean">false</smart_routed>
<message key="messages.transaction_succeeded">Succeeded!</message>
<gateway_token>T11bJAANtTWnxl36GYjKWvbNK0g</gateway_token>
<gateway_type>test</gateway_type>
<shipping_address>
<name>Newfirst Newlast</name>
<address1 nil="true"/>
<address2 nil="true"/>
<city nil="true"/>
<state nil="true"/>
<zip nil="true"/>
<country nil="true"/>
<phone_number nil="true"/>
</shipping_address>
<response>
<success type="boolean">true</success>
<message>Successful purchase</message>
<avs_code nil="true"/>
<avs_message nil="true"/>
<cvv_code nil="true"/>
<cvv_message nil="true"/>
<pending type="boolean">false</pending>
<result_unknown type="boolean">false</result_unknown>
<error_code nil="true"/>
<error_detail nil="true"/>
<cancelled type="boolean">false</cancelled>
<fraud_review nil="true"/>
<created_at type="dateTime">2023-01-04T20:05:15Z</created_at>
<updated_at type="dateTime">2023-01-04T20:05:15Z</updated_at>
</response>
<api_urls>
</api_urls>
<payment_method>
<token>1rpKvP8zOUhj4Y9EDrIoIYQzzD5</token>
<created_at type="dateTime">2017-06-26T17:04:38Z</created_at>
<updated_at type="dateTime">2022-12-29T15:31:25Z</updated_at>
<email>joey@example.com</email>
<data>
<my_payment_method_identifier>448</my_payment_method_identifier>
<extra_stuff>
<some_other_things>Can be anything really</some_other_things>
</extra_stuff>
</data>
<storage_state>retained</storage_state>
<test type="boolean">true</test>
<metadata>
<key>string value</key>
</metadata>
<callback_url nil="true"/>
<last_four_digits>1111</last_four_digits>
<first_six_digits>411111</first_six_digits>
<card_type>visa</card_type>
<first_name>Newfirst</first_name>
<last_name>Newlast</last_name>
<month type="integer">3</month>
<year type="integer">2032</year>
<address1 nil="true"/>
<address2 nil="true"/>
<city nil="true"/>
<state nil="true"/>
<zip nil="true"/>
<country nil="true"/>
<phone_number nil="true"/>
<company nil="true"/>
<full_name>Newfirst Newlast</full_name>
<eligible_for_card_updater type="boolean">true</eligible_for_card_updater>
<shipping_address1 nil="true"/>
<shipping_address2 nil="true"/>
<shipping_city nil="true"/>
<shipping_state nil="true"/>
<shipping_zip nil="true"/>
<shipping_country nil="true"/>
<shipping_phone_number nil="true"/>
<issuer_identification_number nil="true"/>
<click_to_pay type="boolean">false</click_to_pay>
<payment_method_type>credit_card</payment_method_type>
<errors>
</errors>
<verification_value></verification_value>
<number>XXXX-XXXX-XXXX-1111</number>
<fingerprint>e3cef43464fc832f6e04f187df25af497994</fingerprint>
<stored_credential_usage>
<test>
<original_network_transaction_id>37be5367d6dbe4a88c9d</original_network_transaction_id>
<network_transaction_id>37be5367d6dbe4a88c9d</network_transaction_id>
</test>
</stored_credential_usage>
</payment_method>
<attempt_3dsecure type="boolean">false</attempt_3dsecure>
</transaction>
Please refer to using a payment method for more information on how to send GSFs