dLocal Gateway Guide

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Services and Compatibility

Payment Gateway Company Name:
dLocal
Services that work with Spreedly:
  • dLocal
Supported operations:
Purchase, Authorize, Capture, Refund, Void, Verify
Supported payment types:
Credit Card
Spreedly 3DS2 Global Supported
Yes
Gateway Specific 3DS2 Supported
No
Populate MIT GSF Support
No
Regions:
Europe, Latin America
API endpoint URL:
https://api.dlocal.com

Authentication and Security

Specific names for credentials:
Login, Secret Key, Trans Key

Onboarding Merchants in:

Additional Notes

The current supported dLocal API can respond with a success message for a request to void an authorization that has already been captured, but that void request will have no effect on the payment.

dLocal requires a Country code to be sent for each transaction. The Country code for each transaction is populated from the billing address that was provided when the payment method token was created.

Adding a dLocal gateway

To add a dLocal gateway:


curl https://core.spreedly.com/v1/gateways.xml \
  -u 'C7cRfNJGODKh4Iu5Ox3PToKjniY:4UIuWybmdythfNGPqAqyQnYha6s451ri0fYAo4p3drZUi7q2Jf4b7HKg8etDtoKJ' \
  -H 'Content-Type: application/xml' \
  -d '<gateway>
        <gateway_type>d_local</gateway_type>
        <login>Your login</login>
        <trans_key>Your trans_key</trans_key>
        <secret_key>Your secret_key</secret_key>
      </gateway>'


<gateway>
  <token>XsfbzUmWT5RK9vun32LLjnSnfqQ</token>
  <gateway_type>d_local</gateway_type>
  <name>dLocal</name>
  <description nil="true"/>
  <merchant_profile_key nil="true"/>
  <sub_merchant_key nil="true"/>
  <login>Your login</login>
  <characteristics>
    <supports_purchase type="boolean">true</supports_purchase>
    <supports_authorize type="boolean">true</supports_authorize>
    <supports_capture type="boolean">true</supports_capture>
    <supports_credit type="boolean">true</supports_credit>
    <supports_general_credit type="boolean">false</supports_general_credit>
    <supports_void type="boolean">true</supports_void>
    <supports_adjust type="boolean">false</supports_adjust>
    <supports_verify type="boolean">true</supports_verify>
    <supports_reference_purchase type="boolean">false</supports_reference_purchase>
    <supports_purchase_via_preauthorization type="boolean">false</supports_purchase_via_preauthorization>
    <supports_offsite_purchase type="boolean">false</supports_offsite_purchase>
    <supports_offsite_authorize type="boolean">false</supports_offsite_authorize>
    <supports_offsite_synchronous_purchase type="boolean">false</supports_offsite_synchronous_purchase>
    <supports_offsite_synchronous_authorize type="boolean">false</supports_offsite_synchronous_authorize>
    <supports_3dsecure_purchase type="boolean">false</supports_3dsecure_purchase>
    <supports_3dsecure_authorize type="boolean">false</supports_3dsecure_authorize>
    <supports_3dsecure_2_mpi_purchase type="boolean">true</supports_3dsecure_2_mpi_purchase>
    <supports_3dsecure_2_mpi_authorize type="boolean">true</supports_3dsecure_2_mpi_authorize>
    <supports_store type="boolean">false</supports_store>
    <supports_remove type="boolean">false</supports_remove>
    <supports_fraud_review type="boolean">false</supports_fraud_review>
    <supports_network_tokenization type="boolean">false</supports_network_tokenization>
    <supports_populate_mit_fields type="boolean">false</supports_populate_mit_fields>
    <supports_inquire_by_gateway_transaction_id type="boolean">true</supports_inquire_by_gateway_transaction_id>
    <supports_inquire_by_order_id type="boolean">true</supports_inquire_by_order_id>
    <supports_inquire type="boolean">true</supports_inquire>
  </characteristics>
  <credentials>
    <credential>
      <name>login</name>
      <value>Your login</value>
    </credential>
  </credentials>
  <gateway_settings>
  </gateway_settings>
  <gateway_specific_fields>
    <gateway_specific_field>document</gateway_specific_field>
    <gateway_specific_field>document2</gateway_specific_field>
    <gateway_specific_field>birth_date</gateway_specific_field>
    <gateway_specific_field>user_reference</gateway_specific_field>
    <gateway_specific_field>dynamic_descriptor</gateway_specific_field>
    <gateway_specific_field>notification_url</gateway_specific_field>
    <gateway_specific_field>installments</gateway_specific_field>
    <gateway_specific_field>installments_id</gateway_specific_field>
    <gateway_specific_field>idempotency_key</gateway_specific_field>
    <gateway_specific_field>additional_data</gateway_specific_field>
    <gateway_specific_field>device_id</gateway_specific_field>
    <gateway_specific_field>force_type</gateway_specific_field>
    <gateway_specific_field>original_order_id</gateway_specific_field>
  </gateway_specific_fields>
  <payment_methods>
    <payment_method>credit_card</payment_method>
  </payment_methods>
  <state>retained</state>
  <redacted type="boolean">false</redacted>
  <sandbox type="boolean">false</sandbox>
  <mode>default</mode>
  <created_at type="dateTime">2022-10-14T02:28:43Z</created_at>
  <updated_at type="dateTime">2022-10-14T02:28:43Z</updated_at>
</gateway>



env = Spreedly::Environment.new('C7cRfNJGODKh4Iu5Ox3PToKjniY', '4UIuWybmdythfNGPqAqyQnYha6s451ri0fYAo4p3drZUi7q2Jf4b7HKg8etDtoKJ', base_url: 'https://core.spreedly.com')
env.add_gateway(:d_local, login: "Your login", trans_key: "Your trans_key", secret_key: "Your secret_key")



#<Spreedly::Gateway:0x00007fecb9adf2e8
@token="KtVfVvK7aqQXb7O4oXeDxzoGhf9",
@created_at="2018-12-11T16:29:18Z",
@updated_at="2018-12-11T16:29:18Z",
@gateway_type="d_local",
@state="retained",
@name="dLocal",
@credentials={"login"=>"Your login"}>

Third-party 3D Secure 2 auth data

Spreedly will automatically handle the field mapping for sending third-party 3DS2 authentication data to Dlocal. For more information about how to use this feature, see the 3DS2 Third-party Authentication Guide. Spreedly fields map to the relevant Dlocal fields as described in the following table. Please see Dlocal’s transaction variable documentation for detailed descriptions of each of these fields and when to use them.

Spreedly Field DLocal Field
three_ds_version three_dsecure_version
ecommerce_indicator eci
authentication_value cavv
directory_server_transaction_id ds_transaction_id
authentication_response_status authentication_response
enrolled enrollment_response
xid xid

Gateway specific fields

When interacting with a dLocal gateway to run transactions, there are a number of gateway specific fields you can specify. See below for usage notes for certain fields, and dLocal’s documentation for more information.

  • document the customer’s national identification number, required for Auths and Purchases.
  • Passing notification_url for refunds will allow dLocal to send http POST notices of the refund’s finalization to that url, if the refund is not immediate.
  • birth_date is expected in the format DD-MM-YYYY.
  • idempotency_key is for safely retrying requests without accidentally performing the same operation twice.
  • device_id dLocal device ID used in fraud prevention. Described as event_uuid in dLocal docs
  • additional_data open ended object used in fraud prevention. Described as additional_risk_data in dLocal docs
  • force_type is an optional field that indicates the card type in cases where the card can act as either debit or credit. This field only applies for transactions in Brazil. Possible values are: CREDIT or DEBIT.
  • original_order_id is an ID given by the merchant in their system for the original transaction in the event it is rejected and needs to be retried.

curl https://core.spreedly.com/v1/gateways/LlkjmEk0xNkcWrNixXa1fvNoTP4/purchase.xml \
-u 'C7cRfNJGODKh4Iu5Ox3PToKjniY:4UIuWybmdythfNGPqAqyQnYha6s451ri0fYAo4p3drZUi7q2Jf4b7HKg8etDtoKJ' \
-H 'Content-Type: application/xml' \
-d '<transaction>
  <payment_method_token>56wyNnSmuA6CWYP7w0MiYCVIbW6</payment_method_token>
  <amount>100</amount>
  <currency_code>USD</currency_code>
  <gateway_specific_fields>
    <d_local>
      <document>1234567890</document>
      <document2>0987654321</document2>
      <birth_date>01-01-1980</birth_date>
      <user_reference>1357924680</user_reference>
      <dynamic_descriptor>dynamic description</dynamic_descriptor>
      <notification_url>http://example.com</notification_url>
      <installments>3</installments>
      <installments_id>INS54434</installments_id>
      <idempotency_key>key</idempotency_key>
      <device_id>123</device_id>
      <force_type>DEBIT</force_type>
      <original_order_id>ABC123</original_order_id>
      <additional_data>
        <submerchant>
          <item>socks</item>
        </submerchant>
      </additional_data>
    </d_local>
  </gateway_specific_fields>
</transaction>'


<transaction>
  <on_test_gateway type="boolean">true</on_test_gateway>
  <created_at type="dateTime">2022-10-14T02:28:43Z</created_at>
  <updated_at type="dateTime">2022-10-14T02:28:43Z</updated_at>
  <succeeded type="boolean">true</succeeded>
  <state>succeeded</state>
  <token>3H86MYEK8gNDAKNTSO4IO5kuZ5A</token>
  <transaction_type>Purchase</transaction_type>
  <order_id nil="true"/>
  <ip nil="true"/>
  <description nil="true"/>
  <email nil="true"/>
  <merchant_name_descriptor nil="true"/>
  <merchant_location_descriptor nil="true"/>
  <merchant_profile_key nil="true"/>
  <gateway_specific_fields>
    <d_local>
      <document>1234567890</document>
      <document2>0987654321</document2>
      <birth_date>01-01-1980</birth_date>
      <user_reference>1357924680</user_reference>
      <dynamic_descriptor>dynamic description</dynamic_descriptor>
      <notification_url>http://example.com</notification_url>
      <installments>3</installments>
      <installments_id>INS54434</installments_id>
      <idempotency_key>key</idempotency_key>
      <device_id>123</device_id>
      <force_type>DEBIT</force_type>
      <original_order_id>ABC123</original_order_id>
      <additional_data>
        <submerchant>
          <item>socks</item>
        </submerchant>
      </additional_data>
    </d_local>
  </gateway_specific_fields>
  <gateway_specific_response_fields>
  </gateway_specific_response_fields>
  <gateway_transaction_id>58</gateway_transaction_id>
  <sub_merchant_key nil="true"/>
  <gateway_latency_ms type="integer">0</gateway_latency_ms>
  <stored_credential_initiator nil="true"/>
  <stored_credential_reason_type nil="true"/>
  <populate_mit_fields type="boolean">false</populate_mit_fields>
  <warning nil="true"/>
  <application_id nil="true"/>
  <amount type="integer">100</amount>
  <local_amount nil="true"/>
  <currency_code>USD</currency_code>
  <retain_on_success type="boolean">false</retain_on_success>
  <payment_method_added type="boolean">false</payment_method_added>
  <smart_routed type="boolean">false</smart_routed>
  <message key="messages.transaction_succeeded">Succeeded!</message>
  <gateway_token>T11bJAANtTWnxl36GYjKWvbNK0g</gateway_token>
  <gateway_type>test</gateway_type>
  <shipping_address>
    <name>Newfirst Newlast</name>
    <address1 nil="true"/>
    <address2 nil="true"/>
    <city nil="true"/>
    <state nil="true"/>
    <zip nil="true"/>
    <country nil="true"/>
    <phone_number nil="true"/>
  </shipping_address>
  <response>
    <success type="boolean">true</success>
    <message>Successful purchase</message>
    <avs_code nil="true"/>
    <avs_message nil="true"/>
    <cvv_code nil="true"/>
    <cvv_message nil="true"/>
    <pending type="boolean">false</pending>
    <result_unknown type="boolean">false</result_unknown>
    <error_code nil="true"/>
    <error_detail nil="true"/>
    <cancelled type="boolean">false</cancelled>
    <fraud_review nil="true"/>
    <created_at type="dateTime">2022-10-14T02:28:43Z</created_at>
    <updated_at type="dateTime">2022-10-14T02:28:43Z</updated_at>
  </response>
  <api_urls>
  </api_urls>
  <payment_method>
    <token>1rpKvP8zOUhj4Y9EDrIoIYQzzD5</token>
    <created_at type="dateTime">2017-06-26T17:04:38Z</created_at>
    <updated_at type="dateTime">2022-10-13T18:29:31Z</updated_at>
    <email>joey@example.com</email>
    <data>
      <my_payment_method_identifier>448</my_payment_method_identifier>
      <extra_stuff>
        <some_other_things>Can be anything really</some_other_things>
      </extra_stuff>
    </data>
    <storage_state>retained</storage_state>
    <test type="boolean">true</test>
    <metadata>
      <key>string value</key>
    </metadata>
    <callback_url nil="true"/>
    <last_four_digits>1111</last_four_digits>
    <first_six_digits>411111</first_six_digits>
    <card_type>visa</card_type>
    <first_name>Newfirst</first_name>
    <last_name>Newlast</last_name>
    <month type="integer">3</month>
    <year type="integer">2032</year>
    <address1 nil="true"/>
    <address2 nil="true"/>
    <city nil="true"/>
    <state nil="true"/>
    <zip nil="true"/>
    <country nil="true"/>
    <phone_number nil="true"/>
    <company nil="true"/>
    <full_name>Newfirst Newlast</full_name>
    <eligible_for_card_updater type="boolean">true</eligible_for_card_updater>
    <shipping_address1 nil="true"/>
    <shipping_address2 nil="true"/>
    <shipping_city nil="true"/>
    <shipping_state nil="true"/>
    <shipping_zip nil="true"/>
    <shipping_country nil="true"/>
    <shipping_phone_number nil="true"/>
    <issuer_identification_number nil="true"/>
    <click_to_pay type="boolean">false</click_to_pay>
    <payment_method_type>credit_card</payment_method_type>
    <errors>
    </errors>
    <verification_value></verification_value>
    <number>XXXX-XXXX-XXXX-1111</number>
    <fingerprint>e3cef43464fc832f6e04f187df25af497994</fingerprint>
    <stored_credential_usage>
      <test>
        <original_network_transaction_id>37be5367d6dbe4a88c9d</original_network_transaction_id>
        <network_transaction_id>37be5367d6dbe4a88c9d</network_transaction_id>
      </test>
    </stored_credential_usage>
  </payment_method>
  <attempt_3dsecure type="boolean">false</attempt_3dsecure>
</transaction>

Please refer to using a payment method for more information on how to send GSFs

Syncing Transactions

Spreedly supports updating the status of transactions that have been initiated at the dLocal gateway. dLocal currently supports using gateway_transaction_id or order_id for updates. The gateway_transaction_id would be the payment_id of the order. While order_id is the unique identifier used by the merchant in dLocal’s system. See our documentation for more information.

Custom Terminal State Rules

When syncing your transaction, there are some transaction states that are ineligible for update. The dLocal gateway deviates from this rule. With dLocal, transactions with the state succeeded are still eligible for update only if that transaction is in a pending status at the gateway.